The Stages of 2nd Chance Credit Financing

When it comes to 2nd or 3rd chance credit financing in Ontario and specifically in Thunder Bay, one name seems to continuously come back to the top of the list: Need A Car. Since opening our doors, we've worked with thousands of used car buyers with less than perfect credit to find their dream vehicle while improving their credit rating over time. At Need A Car Thunder Bay, you are much more than a number and we will always take care of you.

Second Chance Financing Is Easier Than You Think

One of the things that sets Need A Car Thunder Bay apart is that we support our clients through every stage of second chance credit financing, much like we would with a member of our family. To get started, we take the time to understand your situation.

In other words, we are trying to understand why you need 2nd chance credit financing. Everything is done in a friendly and pleasant environment. Always remember that you are not the first to need 2nd chance credit financing, and neither are you the last. This product exists for a reason and you don't have to be ashamed to use it.

Once we fully understand your situation, we work with you to establish a monthly budget for your car. In other words, we're telling you how much you'll be able to afford for your next car. We customize the financing plan for you to make sure that you will be able to stick to it. This will help you meet the monthly payments and the financing plan, and ultimately improve your credit report.

You then have access to a large inventory of high-quality pre-owned vehicles that will meet your budget, will be reliable and will exceed your expectations. At Need A Car Thunder Bay, we are always here for you. Come meet us today!